Liberty Insurance
Accidents can happen when you least expect it. In case they occured, your only concern should be the safety of yourself and your family - let Liberty Car Insurance worry about the rest. Liberty auto insurance coverage protect you from any auto damages that might arise such as crash or collision, accidental damage, earthquake, fire, storm, and protection from any malicious act. Enjoy great savings while protecting your precious car with Liberty Car Insurance. Get free car insurance quotes online at eCompareMo.
Product Overview
| Vehicle Use | Private |
| Allow Custom Retail: | YES |
| Allow Customer Fleet: | YES |
| Allow Foreigners: | YES |
Cover Details & Options
| Cover Type | Vehicle Type | Minimum Insured Value | Maximum Insured Value | Maximum Vehicle Age |
|---|---|---|---|---|
| Comprehensive | Sedan | PHP0.00 | PHP10,000,000.00 | 12 |
| Compulsory Third Party Liability (CTPL) | Sedan | PHP0.00 | PHP10,000,000.00 | 12 |
| Comprehensive | SUV, AUV, van, pickup | PHP0.00 | PHP10,000,000.00 | 12 |
| Compulsory Third Party Liability (CTPL) | SUV, AUV, van, pickup | PHP0.00 | PHP10,000,000.00 | 12 |
Covered Risks
| Risk Type | Included in Basic Cover | Deductible |
|---|---|---|
| Own Damage/ Theft | Additional Premium | |
| Acts of Nature | Additional Premium | |
| Strike, Riot, Civil Commotion | Additional Premium | |
| Complusory Third Party Liablity | Additional Premium |
Product Rating
| Rating Component | Score | Remarks |
|---|
Product Advantages and Limitations
| Benefit | Accepts up to 12yo cars |
Free Add-Ons
| Add On Type | Cover | Deductible Text |
|---|
Paid Add-Ons
| Add On Type | Cover | Deductible Text |
|---|---|---|
| Voluntary Third Party Liabilty - Bodily Injury | 1000000 | |
| Personal Accident | ||
| Voluntary Third Party Liablity - Property Damage | 750000 |
Fees
| Fee Type | Fixed Fee Range | Premium Percentage |
|---|---|---|
| Documentarty Stamps | PHP0.00-PHP20,000,000.00 | 0.12500% |
| Value Added Tax | PHP0.00-PHP20,000,000.00 | 0.12000% |
| Local Government Tax | PHP0.00-PHP20,000,000.00 | 0.00200% |
Regional Workshops
| Province | Region | Number of Workshops |
|---|---|---|
| Metro Manila | Muntinlupa | 6 |
| Metro Manila | Mandaluyong | 6 |
| Metro Manila | Manila | 10 |
| Metro Manila | Makati | 19 |
| Metro Manila | Pasig | 6 |
| Metro Manila | Quezon city | 30 |
| Metro Manila | San Juan | 3 |
| Metro Manila | Pasay | 3 |
| Metro Manila | Caloocan | 1 |
| Batangas | Batangas | 1 |
| Bulacan | Bulacan | 1 |
| Cavite | Cavite | 5 |
| Basilan | Isabela | 1 |
| Nueva Ecija | Cabanatuan | 3 |
| Iloilo | Cabatuan | 1 |
| Bukidnon | San Fernando | 2 |
| Tarlac | Tarlac | 2 |
| Pangasinan | Dagupan | 3 |
| Pangasinan | Calasiao | 2 |
| Benguet | Baguio | 2 |
| La Union | Bauang | 1 |
| Cebu | Cebu | 5 |
| Cebu | Mandaue | 7 |
| Iloilo | Iloilo | 3 |
| Lanao del Norte | Bacolod | 3 |
| Misamis Oriental | Cagayan de Oro | 7 |
| Davao del Sur | Davao | 6 |
| South Cotabato | General Santos | 3 |
| Metro Manila | Las Pinas | 1 |
| Metro Manila | Paranaque | 2 |
FAQ
Most common requirements to apply for a Liberty Insurance Corporation
You need to submit the following documents for the processing of your Liberty Car Insurance application:
- Name of the car owner (must be registered) found in the COR (Certificate of Registration). If not available, the full name of the buyer stated in the deed of sale
- Address of the vehicle owner
- Make, Type, Model of the car body, Year Model
- Motor, Body, Engine Number, Serial, Chasis Number, Plate Number
- Body color of the car
- Usage of the vehicle (private or commercial)
- Auto Coverage whether compulsory third-party liability or CTPL, comprehensive with acts of nature or without acts of nature)
What Shall I Do If I Need To File A Car Insurance Claim with Liberty Insurance Corporation?
In case you meet an accident while you're driving and you want to file for a claim, you must be reported directly to Liberty Insurance with the following particulars:
- Name of the driver and registered owner of the car
- Car owner address and phone numbers
- Photocopy of Vehicle's Registration and Official Receipt
- Driver's License and Official Receipt (photocopy)
- Auto insurance policy(photocopy)
- Brand/Type of the car and plate Number
Liberty Car Insurance might ask you to complete an original copy of duly accomplished and notarized affidavit or police report about the vehicular accident stating the exact time of the incident occured, or even the weather conditions. Dont forget to take photo damage and take note of any personal harm involve.
What to consider when choosing a car insurance policy from Liberty Insurance Corporation?
When we talk about auto insurance, we only want the best, and a policy that will cover us in case we get involve in any accident, but we don't want to pay more that we have to. When you're looking for a vehicle insurance with Liberty Insurance, you must understand the coverages and benefits included in the auto insurance plan, consider about the amount of coverage you needed and your current budget and carefully decide whether you need to escalate your limits to cover your resources.
