UnionBank Cebu Pacific Gold Credit Card
Your fastest way to fly for free with Cebu Pacific. Earn Go Rewards points with every spend and redeem for free flights, merchandise, gas, and many more!
UnionBank Cebu Pacific Gold Credit Card
- Earn 1 Go Rewards point for every PHP 200 spent
- Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
- Exclusive access to Go Rewards and Cebu Pacific sale events
- Worldwide acceptance to over a million establishments displaying VISA logo
Overview
- Customer Type
- Resident Filipino Individual
- Eligibility
- Employed - Private Sector
- Employed - Government
- Professional
- Self-Employed
- Minimum Annual Income
- PHP360,000.00
- Age
- Principal: 18-70 years old
- Supplementary: 14-70 years old
- Annual Fee
- Principal: PHP3,000.00
- Supplementary: PHP1,500.00
- Cash Advance Fee
- PHP 200 Flat Service Fee will be charged per cash advance transaction. Finance Charge of 1.96% per month will also be due on each cash advance from the date of the advance until date of repayment in full (including unbilled charges
- Late Payment Fees
- PHP 1,000.00
- Card Replacement Fee
- PHP 400.00 for every card replacement
- Over Limit Fee
- PHP 500.00
- Charge Slip Retrieval Fee
- PHP 200.00 for every transaction slip requested
Features
Key Features
- Earn 1 Go Rewards point for every PHP 200 spent
- Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
- Exclusive access to Go Rewards and Cebu Pacific sale events
- Worldwide acceptance to over a million establishments displaying VISA logo
Travel
- Credit Life Insurance – UProtect / USecure | U-PROTECT: Pays your minimum monthly payment while you are temporarily disabled or up to PHP400,000 for death dues to illness or accident.
- U-SECURE: Up to PHP400,000 paid to you or your family to help with financial difficulties brought about by death or total permanent disability.
Zero Monthly Installment
- 0% interest and up to 36 months installment terms on selected items and partner establishments.
- Minimum transaction to apply for installment is PHP 3,000 or higher, depending on partner establishment conditions.
- Credit card security and protection
Promotions
Frequent Flyer Miles
- Redeem points for free flights in Cebu Pacific, items from Robinsons retails stores, and gas from Caltex
- Automatic points crediting to Go Rewards account
Discounts