Standard Insurance

What are the steps for Standard Car Insurance Claims?

• Report accident to Standard's Motor Claims Department immediately. Submit the requirements needed for the early processing and settlement of claim.
• Have the unit inspected by an authorized Standard Insurance representative prior to repairs.
• Evaluation, negotiation for the repair – issuance of Letter of Authority (LOA) to Standard Insurance's accredited shop or Assured's preferred shop or cash settlement based on a 3-star shop. Pictures will be taken during the inspection.
• Assured/claimant to sign the necessary release papers.

How do I file Own Damage Claim To Standard Insurance?

• Complete notice of Standard Car Insurance's Accident Report Form.
• Photocopy of Registration Certificate and latest OR.
• Photocopy of Driver's License and OR.
• Police Report and/or Driver's Affidavit duly notarized.
• Photocopy of the Insurance Policy and OR of premium payment.
• Picture(s) of the damaged unit.
• Repair estimate(s).
• Other documents that may be required.

What are the steps in filing a Third Party Bodily Injury and/or Death Claim?

• Complete notice of Standard Insurance Accident Report Form.
• Photocopy of Registration Certificate and latest OR.
• Photocopy of Driver's License and OR.
• Police Report and/or Driver's Affidavit duly notarized.
• Photocopy of the Insurance Policy and OR of premium payment.
• Picture(s) of the injured person(s).
• Medical Certificate (original).
• Hospital Statement of Account / Charge Slips / OR (original).
• Professional Fee – OR (original).
• Photocopy of Birth Certificate of the Third Party and Parents' Marriage Contract.

Most common requirements to apply for a Standard Car Insurance

You need to submit the following documents for the processing of your Standard Car Insurance application:

• Full Name of the registered car owner indicated in the COR (Certificate of Registration). If not available, you need to submit the full name of the buyer indicated in the deed of sale

• Address of the vehicle owner

• Make, Type, Model of the car body, Year Model

• Motor, Body, Engine Number, Serial, Chassis Number, Plate Number

• Body color of the car

• Usage of the vehicle (private or commercial)

• Auto Coverage whether compulsory third-party liability or CTPL, comprehensive with acts of nature or without acts of nature)

What Shall I Do If I Need To File A Car Insurance Claim with Standard Insurance?

In case of an accident you want to file for a claim, you must be report directly to Standard Insurance with the following particulars:

• Name of the driver and registered owner of the car

• Car owner address and phone numbers

• Photocopy of Vehicle's Registration and Official Receipt

• Driver's License and Official Receipt (photocopy)

• Auto insurance policy(photocopy)

• Brand/Type of the car and plate Number

Standard insurance might ask you to complete an original copy of duly accomplished and notarized affidavit or police report about the vehicular accident stating the exact time of the incident occurred, or even the weather conditions. Don’t forget to take photo damage and take note of any personal harm involve.

What to consider when choosing a car insurance policy from Standard Insurance?

When we talk about car insurance, we only want the best, and a policy that will cover us in case we get involve in any accident, but we don't want to pay more than we have to. When you're looking for a vehicle insurance with Standard Insurance, you must understand the coverages and benefits included in the auto insurance plan, consider about the amount of coverage you needed and your current budget and carefully decide whether you need to escalate your limits to cover your resources.