Wiser, wealthier

Brush up on financial news, motoring features, money tips, and other insightful reads to help you get smarter every day

Cloey Mangali

LISTED: Mall Operations For Holy Week 2019

Come Holy Week, Metro Manila tends to be quieter in observance of the Lenten season. This is mostly because of the mass exodus of people in the city to popular vacation sports both here and abroad. However, there has been a rise in recent years of Metro Manila...

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Dino Mari Testa

Music Licensing In The Philippines: How To Legally Use Copyrighted Songs

A few weeks ago, Sandwich frontman Raimund Marasigan reminded voters to shun candidates who use popular songs without permission from copyright holders.“Whenever you hear an unauthorized bastardized version of a popular song as an election jingle, please don...

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Kristel Serran

A Quick Guide To The DTI Microloan Program

For those who dream of starting their own business, the biggest block often comes at trying to get together enough funds for their starting capital. A personal loan or a business loan can help but many people who want to do business hesitate to apply for bank ...

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Pag-Ibig Salary Loan Vs. SSS Salary Loan
Kristel Serran

Pag-IBIG Salary Loan Vs SSS Salary Loan: Which One Is Better?

If you’re a contributing member of Pag-IBIG Fund and the Social Security System (SSS), one of the benefits is the privilege of taking out a salary loan with these government institutions.You can count on these government-issued financial tools to give you a ...

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Online Shopping in the Philippines
Cloey Mangali

10 Online Shopping Websites In The Philippines With The Best Deals And Disco...

The increased presence and growth of different online shopping stores in the Philippines is proof that e-commerce has become the new face of retail.In an era where smartphones and internet connection are readily available for almost everyone, crossing out item...

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Poverty Incidence
Dino Mari Testa

A Filipino Family Needs P10,481 A Month To Meet Basic Needs - PSA

What does it mean to be poor in the Philippines nowadays?Well, according to the Philippine Statistics Authority (PSA), a family of five would need at least P10,481 to cover the basic costs of living, including food and non-food needs every month. Within the sa...

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Dino Mari Testa

Decoding The LTO's Restrictions And Conditions On Your Driver’s License

Do you ever care to notice the restrictions and conditions set by the Land Transportation Office (LTO) that's printed at the back of your driver's license?One of the biggest reasons The Restriction Code exists is to limit the types of vehicles people can drive...

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Kristel Serran

Negros Occidental Budget Travel Guide: Bacolod, Sipalay, Lakawon, And Other ...

The island of Negros is located right around the center of the Philippine map. It’s that little sock-shaped land between the Panay region, Cebu, Bohol, and Siquijor.The Negros Island is divided into two provinces: Negros Occidental and Negros Oriental. Negro...

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Kristel Serran

All Your Questions About BIR Form 2316, Answered

Tax season in the Philippines falls in the first quarter of the year. Around this time, Filipino employees are required by the Bureau of Internal Revenue (BIR) to file BIR Form 2316 or the Certificate of Compensation Payment or Income Tax Withheld.If you’re ...

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Expressway Toll Fee Guide
Dino Mari Testa

A Comprehensive Guide To SLEX, NLEX, SCTEX, TPLEX Toll Fees

Expressways are your gateway to escaping the hustle and bustle of the city by land. The only catch is, superhighways such as the South Luzon Expressway (SLEX), North Luzon Expressway (NLEX), Subic-Clark-Tarlac Expressway (SCTEX), and Tarlac-Pangasinan-La Union...

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