UCPB Personal Loan

  1. #15831
    Tina Keymaster

    UCPB Personal Loan

    UCPB Your Easy Salary (YES) Loan is a multi-purpose cash loan for employed individuals. They offer fast, easy and convenient loan processing for your life’s emergencies with no collateral and low interest rates.

    Eligibility Requirements:
    • Filipino citizen
    • Permanent resident of the Philippines
    • At least 23 years old or not more than 65 years old (70 years old if self-employed) upon maturity
    • A checking account holder and a major credit card holder
    • A permanent employee for at least 2 years with supervisory rank
    • With a minimum gross monthly income of P30,000.00; or
    • Self employed with a business operational for at least 3 years and profitable for the last 2 years

    Document Requirements:
    • Fully-accomplished UCPB YES Loan application form available in all UCPB Branches or online
    • Photocopy of two (2) government-issued IDs
    • Copy of latest 2 months credit card billing statement
    • Copy of latest Utility Bill of residence

    • Photocopy of company ID
    • Latest payslips for one month
    • Latest ITR form 2316

    • 2 years latest audited financial statements and ITR
    • Business registration documents and permits
    • Copy of checking account statement for the last 6 months

    Interest Rate:
    Fixed rate of 18.00% per annum, 1.50% per month add-on

    Processing Fee:
    PHP 1,500.00

    Either 12, 18, 24, or 36 months

    Mode of Payment:
    Post-dated checks

    Terms and Conditions:
    Loan Amount:
    Minimum of PHP 50,000.00
    Maximum of PHP 300,000.00

    Availment of the UCPB Your Easy Salary (YES) Loan eMoney Card – An ATM Card that can be used for:

    • ATM Cash Withdrawal • Balance Inquiry • ATM Bills Payment
    • ATM Fund Transfer • Point-of-Sale (POS) Cashless Purchase

    No initial deposit, no maintaining balance. Unlike other cash cards, there are no inactivity fees and the card does not expire.

    Other UCPB Products:
    UCPB Home Loan
    UCPB Auto Loan
    Small Business Loan
    UCPB Deposits

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