Standard Chartered Bank Personal Loan

  1. #15271
    Tina Keymaster

    Standard Chartered Bank Personal Loan

    Standard Chartered EZ Loan offers a low interest, multi-purpose loan for home renovation, travel, educational purposes, and a lot more. To know if you’re qualified, see the details below:

    Eligibility Requirements
    – Filipino or foreigner, residing in the Philippines, at least 21 years old but not more than 65 years old upon loan maturity
    – Employed or self-employed
    – With a minimum Gross Annual Income of Php 290,000
    – With an existing credit card issued by another financial institution in the Philippines
    – With a home or business address in the Bank’s service regions*
    – With a telephone landline at home address or an active mobile phone AND telephone landline at business address

    Documents Required:

    – Per BSP Cir. 622, all loan applicants, whether employed or self-employed, will be required to submit a photocopy of their latest Income Tax Return (including but not limited to the following BIR forms: 2316, 1701) if applicable, duly stamped and received by the BIR.
    – Original Copy of Certificate of Employment – (optional, if you require a higher loan amount)
    – Clear and reliable photocopy of any ONE (1) of the following valid IDs:
    Passport – Valid until the next 59 days from the date of the application
    Driver’s License – Not expired; Temporary license not allowed.
    SSS/GSIS ID – Plastic card with photo
    BIR TIN ID – Plastic card with photo
    Firearms License/PTC – Not expired
    IBP/PRC ID – Not expired
    PNP/AFP commissioned or retired officer’s ID – Recent issue, with photo
    Unified Multipurpose ID – Plastic Card with photo
    National ID/Foreign Passport with Full name details, photo, signature and residence address – Applicable to foreigners, not expired
    Work Permit – Applicable to foreigners, not expired
    Alien Certificate of Registration – Applicable to foreigners, not expired
    Diplomat ID

    Interest Rates:
    Monthly Add-on Rate – 1.10%

    Processing Fee:
    A handling fee (equivalent to Php 1,500 or 4% of the approved loan amount, whichever is higher, but in no case to exceed Php 4,000) will be deducted from the loan proceeds. Subject to Bank approval.

    12 up to 48 months

    Mode of Payment:
    Cash, Online banking , Check or ATM Transfers

    Terms and Conditions:
    Loan Amount:
    Minimum of PHP 20,000.00
    Maximum of PHP 2,000,000.00

    Low Interest Rates
    No Collateral, No Deposit Requirements
    Easy Repayment Terms
    Hassle-Free Processing
    Latest Payment Due Date

    No upfront fees required. Applicable fees will be deducted from loan proceeds upon booking.

    Other Standard Chartered Bank Products:

    Standard Chartered Credit Cards
    Standard Chartered SME
    Standard Chartered Deposits

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