Standard Chartered Bank Personal Loan

  1. #15271
    Tina
    Tina Keymaster
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    Standard Chartered Bank Personal Loan

    Standard Chartered EZ Loan offers a low interest, multi-purpose loan for home renovation, travel, educational purposes, and a lot more. To know if you’re qualified, see the details below:

    Eligibility Requirements
    – Filipino or foreigner, residing in the Philippines, at least 21 years old but not more than 65 years old upon loan maturity
    – Employed or self-employed
    – With a minimum Gross Annual Income of Php 290,000
    – With an existing credit card issued by another financial institution in the Philippines
    – With a home or business address in the Bank’s service regions*
    – With a telephone landline at home address or an active mobile phone AND telephone landline at business address

    Documents Required:

    – Per BSP Cir. 622, all loan applicants, whether employed or self-employed, will be required to submit a photocopy of their latest Income Tax Return (including but not limited to the following BIR forms: 2316, 1701) if applicable, duly stamped and received by the BIR.
    – Original Copy of Certificate of Employment – (optional, if you require a higher loan amount)
    – Clear and reliable photocopy of any ONE (1) of the following valid IDs:
    Passport – Valid until the next 59 days from the date of the application
    Driver’s License – Not expired; Temporary license not allowed.
    SSS/GSIS ID – Plastic card with photo
    BIR TIN ID – Plastic card with photo
    Firearms License/PTC – Not expired
    IBP/PRC ID – Not expired
    PNP/AFP commissioned or retired officer’s ID – Recent issue, with photo
    Unified Multipurpose ID – Plastic Card with photo
    National ID/Foreign Passport with Full name details, photo, signature and residence address – Applicable to foreigners, not expired
    Work Permit – Applicable to foreigners, not expired
    Alien Certificate of Registration – Applicable to foreigners, not expired
    Diplomat ID

    Interest Rates:
    Monthly Add-on Rate – 1.10%

    Processing Fee:
    A handling fee (equivalent to Php 1,500 or 4% of the approved loan amount, whichever is higher, but in no case to exceed Php 4,000) will be deducted from the loan proceeds. Subject to Bank approval.

    Tenure:
    12 up to 48 months

    Mode of Payment:
    Cash, Online banking , Check or ATM Transfers

    Terms and Conditions:
    Loan Amount:
    Minimum of PHP 20,000.00
    Maximum of PHP 2,000,000.00

    Advantages:
    Low Interest Rates
    No Collateral, No Deposit Requirements
    Easy Repayment Terms
    Hassle-Free Processing
    Latest Payment Due Date

    No upfront fees required. Applicable fees will be deducted from loan proceeds upon booking.

    Other Standard Chartered Bank Products:

    Standard Chartered Credit Cards
    Standard Chartered SME
    Standard Chartered Deposits

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