Security Bank Personal Loan Philippines

  1. #15871
    Tina Keymaster

    Security Bank Personal Loan Philippines

    Avail of fast cash loan with Security Bank’s personal loan. Whether it’s for travel, tuition, or emergency, you can rely on their low interest, no collateral loan. To know if you’re qualified, please see details below:

    Eligibility Requirements:
    • At least 21 years old, but not more than 65 years old upon loan maturity
    • Filipino citizen with a residence and office landline
    • Residence or office is within Security Bank processing service area
    • Has been regularly employed for at least 1 year with a minimum gross monthly income of PHP 15,000 for Metro Manila applicants and Php 12,000 for provincial applicants*
    • For the self-employed, must be operating a legitimate business that has been profitable for at least 2 years

    *Additional documents may be required during credit evaluation.

    Self – Employed:
    • With at least two (2) continuous years of profitable operations in the same line of business

    Income requirement:
    PHP30,000 net monthly income for Metro Manila applicants
    PHP25,000 net monthly income for outside Metro Manila applicants

    Document Requirements:
    • A copy of your two most recent pay stubs for all borrowers
    • A copy of your previous two years federal income tax
    • A copy of your previous two bank statements on all accounts used as assets
    • A copy of your homeowners insurance, or premium amount & agent phone number
    • A copy of your most current real estate taxes
    • Most recent copies of your IRA, 401K, or other funds claimed as assets
    • Copies of driver license for all borrowers
    • Abstract of Title or Title Insurance Information

    Security Bank Personal Loan Interest Rate:
    As low as 1.39% monthly add-on interest rate

    Processing Fee:
    PHP 2,000.00.00

    Mode of Payment:
    Via post-dated checks, and salary deductions for salary loans

    Terms and Conditions:
    • No need for guarantors or collaterals
    • Quick and hassle-free application
    • Dedicated bank officer support to lead you through the process

    Other Security Bank Products:
    Security Bank Credit Cards
    Security Bank Home Mortgages
    Security Bank Business Loan
    Security Bank Deposits

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