RCBC MyCash Personal Loan

  1. #15111
    maverick
    Maverick Member
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    RCBC MyCash Personal Loan

    RCBC Savings Bank Personal Loan provides a bigger minimum loan amount when you need home renovation, tuition fees, medical bills, travel, car repair and maintenance expenses.

    rcbc personal loan philippines

    RCBC Personal Loan Requirements:
    – Applicant must be between 21 – 60 years of age
    – With at least PHP 20,000.00 monthly income
    – Current credit card members of Mastercard, Visa, Amex, JCB with minimum of 2 years membership
    – With owned (2 years) or rented (3 years) residence

    If Employed:

    · At least of middle management
    · Minimum monthly income of P20,000
    · Minimum of 2-year tenure
    · Employer among top 10,000 corporations

    If Self-employed:

    · Business must be at least 5 years in operation
    · Profitable for the last 2 years

    Documents Required:

    Employed:
    · Accomplished Application Form
    · Original Certificate of Employment/2 months payslip
    · Copy of 2 Valid ID’s
    · Copy of latest ITR
    · Copy of 1 month latest credit card billing
    · Copy of 1 utility bill

    Self-Employed:
    · Accomplished Application Form
    · Copy of Business Papers
    · Copy of any latest utility bill
    · Copy of 1 month latest credit card bill
    · Copy of 2 yrs financial statements with ITR
    · Copy of latest 6 months bank statements

    Interest Rates:
    Fixed rate of 16.08% per annum, 1.40% per month add-on

    Processing Fee:
    PHP 1,500.00

    Tenure:
    Minimum term – 6 months
    Maximum term – 36 months

    Mode of Payment:
    Cash, Online Banking , Check or ATM Transfers

    Terms & Conditions:

    · Minimum loan amount – P100,000 (subject to paying capacity of borrower)
    · Maximum loan amount – P500,000 (subject to paying capacity of borrower)

    Advantages:

    Flexibility – Option to stretch loan payment to as long as 36 months for lower monthly amortizations. Likewise, you will be given an option to pay minimal interest in as short as 6 months.

    Convenience – Open an RCBC Saving Bank checking account, so you need not go to the bank each time you pay your monthly amortization.

    Other RCBC Products:

    RCBC Credit Card
    RCBC My Home
    RCBC Auto Loan
    RCBC SME Loan
    RCBC Time Deposit

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