Plantersbank HandySalary Personal Loan

  1. #15731
    Tina Keymaster

    Plantersbank HandySalary Personal Loan

    The Plantersbank HandySalary Loan is an unsecured, multi-purpose installment loan given to qualified employees of accredited companies where payment is made via salary deduction. They offer low interest rates with no collateral, and no co-maker needed. To know if you’re qualified, see the details below:

    Eligibility Requirements:
    Company Accreditation:
    • Existing SME client of the bank (depositor &/or borrower)
    • With at least one (1) year track record with PDB.
    • For depositor accounts, with minimum P500K ADB for six (6) consecutive months preceding accreditation
    • For borrower accounts, satisfactory loan dealings for the past 12 months.
    • Has at least 10 permanent employees

    Individual Borrowers:
    • At least 23 years old and not more than 65 years old upon loan maturity.
    • Permanent employee with a minimum tenure of at least 2 years.
    • Has a gross monthly pay of at least P8,000.00 for Metro Manila and P6,000 for provincial
    • Not due for retirement within the term of the loan.
    • No pending administrative case with present employer.

    Document Requirements:
    Company Accreditation:
    • Completely filled-out and signed Company Accreditation Application Form
    • Photocopy of Income Tax Return (ITR) of the business for the last 3 years
    • Audited Financial Statement (FS) of the business for the last 3 years
    • Photocopy of business registration papers
    • SEC Registration
    • Articles of Incorporation
    • DTI Registration
    • Mayor’s Permit (if sole proprietorship)

    Individual Borrowers:
    • Fully-accomplished and signed Plantersbank Handy Salary loan application form
    • Latest 1 month payslip or Certificate of Employment (COE) indicating the ff:
    gross monthly income
    net take home pay
    Photocopy of 2 valid IDs (1 government-issued and company ID) with 3 specimen signatures
    Latest Income Tax Return (ITR)

    Planters Bank Interest:
    Fixed rate of 19.08% per annum, 1.59% per month add-on

    Processing Fee:

    Either 12, 18, 24, 30 or 36 months

    Mode of Payment:
    Salary Deduction, Cash deposit, Check or ATM Transfers

    Terms and Conditions:
    Loan Amount:
    Instant cash loan worth PHP 10,000.00 to PHP 500,000.00

    • Fast approval (within 3 to 5 days upon submission of complete loan documents)
    • Affordable amortization with Plantersbank’s friendly interest rates
    • No collateral needed

    Other Plantersbank Products:
    Plantersbank Home Loan
    Plantersbank Auto Loan
    Small Business Banking
    Platersbank Deposits

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