List of Personal Loan Philippines Requirements

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    maverick
    Maverick Member
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    List of Personal Loan Philippines Requirements

    Before you apply for a personal loan, make sure you meet the requirements in order to guarantee a fast and easy loan processing. Once below qualifications are met, you will have a higher chance of approval and receive the cash you need in no time:

    For Salaried Individuals:

    • Must be a Filipino citizen
    • Must be 22 to 60 years old*
    • With a minimum gross annual income of PHP 250,000.00*
    • Must be with the current company for at least one (1) year on a regular / permanent status*
    • Original Copy of Certificate of Employment with complete company information
    • Completely filled out application form*
    • Photocopy of latest Certificate of Compensation Payment/Tax Withheld BIR Form 2316
    • Photocopy of ID issued by the employer (with photo and signature)
    • Photocopy of one (1) month latest payslip

    For Self-Employed Individuals:

    • Must be a Filipino citizen
    • Must be 25 to 60 years old*
    • With a minimum gross monthly income of PHP 360,000.00*
    • Business must be registered and in existence of operation for at least three (3) years for Trading and Services Industry or five (5) years for other industries*
    • With office and home landline and/or mobile number
    • Must be a credit card holder*
    • Completely filled out application form*
    • Photocopy of latest Annual Income Tax Return BIR Form 1701 / 1702
    • Photocopy of unexpired Certificate of Registration from the Department of Trade and Industry (DTI)
    • Photocopy of latest two (2) months credit card statements*
    • Photocopy of latest six (6) months bank statements of account/s
    • Photocopy of the face of credit card*
    • Photocopy of two (2) government-issued IDs with photo

    *Note: Qualifications may vary subject to the Bank’s policies. Carefully read the terms and conditions prior to signing the contract or application form.

    Click to see available banks and qualifications when applying for a personal loan:
    https://www.ecomparemo.com/personal-loan

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