Low Interest Personal Loans in the Philippines

  1. #9651
    jenagustin
    Jenagustin Participant
    Reply

    Low Interest Personal Loans in the Philippines

    Hello Guys!

    I would like to ask if you know where I can apply for a personal loan with low interest rates? Any suggested banks in the Philippines?

    I’m also wondering, if there are banks that offer a fast approve personal loan?

    Thanks for the help.

    • This topic was modified 1 year, 7 months ago by  jenagustin.
  2. #10002
    maverick
    Maverick Member

    Reply To: Low Interest Personal Loans in the Philippines

    Hey there!

    To answer your first question, you can check out this -> https://www.ecomparemo.com/personal-loan.

    And for your next question on which banks offers a faster approval, it will depend on the availability of your requirements. As soon as you accomplish all the necessary documents that banks required you to submit, it will definitely process in no time. :)

  3. #14541
    Tina
    Tina Keymaster

    Reply To: Low Interest Personal Loans in the Philippines

    Hello Jen. If you’re looking for banks with low interest personal loans, check out below:

    * EastWest Personal Bank Loan

    personal loan eastwestbank

    Loan Term: Either 12, 18, 24, or 36 months

    Loan Amount: Minimum of PHP 25,000.00
    Maximum of PHP 2,000,000.00
    Interest Rate: (Personal Loan Rates – Carded Segment) Monthly Add-on Rate – 1.49% to 1.69%
    (Personal Loan Rates – Non-Carded/Limited Card Segment) Monthly Add-on
    Rate – 1.89%

    Effective Interest Rate (Annual):
    Personal Loan Rates – Carded Segment
    12-month term: 31.51%
    36-month term: 34.01%

    Personal Loan Rates – Non-Carded/Limited Card Segment
    12-month term: 39.53%
    36-month term: 37.53%

    Processing Time: 5 – 9 business days

    * PSBank Personal Loan

    personal loan psbank

    Loan Term: Revolving Credit Line and Fixed Term Loan. Borrower may choose any loan option on a per transaction basis.
    For Fixed Term loans, either 24 or 36 months
    Loan Amount: Minimum of PHP 20,000.00
    Maximum of PHP 250,000.00
    Interest Rate: 2.5% monthly interest rate for the Revolving Loan
    1.75% monthly add-on-rate for Term Loan
    Processing time: 5-9 business days

    * PBCom Personal Loan

     

    personal loan pbcom

    Loan Term: Either 12, 18, 24, 36, or 48 months
    Loan Amount: Minimum of Php 40,000
    Maximum of Php 1,000,000
    Interest Rate: Monthly Add-on Rate (if 26.90% Annual Interest Rate): 1.264% to 1.339%
    Monthly Add-on Rate (if 35.90% Annual Interest Rate): 1.708% to 1.868%
    Effective Interest Rate (Annual):
    26.90% to 35.90%
    (Disclaimer: PBCOM, at its sole discretion, shall determine the final Personal Loan amount and term to be approved.)
    Processing Time: not specified

    * HSBC Advanced Personal Loan

    personal loan hsbc

    Loan Term: Either 6, 12, 18, 24, or 36 months
    Loan Amount: Minimum of PHP30,000
    Maximum of PHP500,000
    Interest Rate: Monthly Add-on Rate: 1.29% to 1.80%
    Effective Interest Rate (Annual):
    12-month term: 2.17% to 3.00%
    18-month term: 2.17% to 3.00%
    24-month or 36-month term: 2.17% to 3.00%

    Processing Time: 5 working days

    Click here https://www.ecomparemo.com/info/topic/personal-loans-philippines-lowest-interest/ to see more banks that offer low interest rates personal loan.

  4. #15921
    Mary
    Mary Guest

    Reply To: Low Interest Personal Loans in the Philippines

    This is a great help. I’ve been looking for a personal loan that offers lowest interest rate. I’m glad I saw this forum.

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