HSBC Personal Loan Philippines

  1. #15331
    Tina Member

    HSBC Personal Loan Philippines

    Apply for an HSBC Advanced Personal Loan when you need fast cash for tuition, vacation, hospitalization, home renovation, car upgrade, and many more. One of the leading banks in the Philippine, they offer a multi-purpose loan with low interest rates and no collateral. To know if you’re qualified, see their requirements below:

    hsbc personal loan philippines

    Eligibility Requirements:

    – At least 21 but below 60 years old upon loan maturity
    – Must be a permanent resident in any of the HSBC pre-determined areas for at least 3 years.
    – List of areas: Metro Manila, Metro Cebu, Bulacan, Cavite and Rizal
    – Must have a gross monthly income of:
    P10,000 for EPP members or for salaried/employed in Metro Cebu only
    P14,000 for all salaried/employed in all other areas
    P50,000 for self-employed

    – For employed:
    2 years combined employment with present or previous employer

    – For self-employed:
    a minimum of 3 years business existence is a must
    Have any 2 of the following:
    Residential landline
    Office landline
    Mobile number

    Documents Required:
    – Latest Income Tax Return (ITR) or BIR Form and original pay slip (one whole
    – Photocopy of valid photograph-bearing ID (i.e. Passport, Driver’s License or any Government-Issued ID such as PRC ID, SSS card type ID or BIR card type ID)
    – If no residential landline, copy of latest billing statement to residential
    – If alien, Passport or ACR reflecting permanent residency visa

    – ITR and audited Financial Statement for the last 3 years
    – SEC/DTI Certificate of Registration
    – Business or Mayor’s Permit
    – Photocopy of Valid ID (same as Employed)
    – Bank statement for the past three months (at least one year active)
    – If alien, passport or ACR reflecting permanent residency visa
    – Authorization letter for bank verification (one for each non-HSBC Bank mentioned)

    Interest Rates:

    Monthly Add-on Rate: 1.29% to 1.80%

    Effective Interest Rate (Annual):
    12-month term: 2.17% to 3.00%
    18-month term: 2.17% to 3.00%
    24-month or 36-month term: 2.17% to 3.00%

    Processing Fee:
    Php1,500.00 (deducted from loan proceeds)

    6, 12, 18, 24, or 36 months

    Mode of Payment:
    Auto debit

    Terms and Conditions:
    Loan Amount:
    Minimum of PHP30,000
    Maximum of PHP500,000


    Fast Approval
    Find out if your loan has been approved five (5) working days after submitting your complete application documents.

    Personalized Terms
    Up to 36 months

    Convenient Payment Channels
    Access hundreds of HSBC payment centers nationwide for amortization payments.

    Other HSBC Products:
    HSBC Credit Cards
    HSBC Home Loan
    HSBC Deposits

Viewing topic 1 of 1 total

Reply To: HSBC Personal Loan Philippines

You can use BBCodes to format your content.
Your account can't use Advanced BBCodes, they will be stripped before saving.

+ forty eight = fifty four