Citibank Personal Loan Philippines

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    Tina
    Tina Keymaster
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    Citibank Personal Loan Philippines

    Citi Personal Loan offers a one-time multi-purpose cash installment loan. They have a 24-hour approval, and up to five years of flexible payment terms.

    Checkout their requirements to avail of fast cash with low interest rates, and no collateral:

    citibank personal loan phiilippines

    Eligibility Requirements:
    – Age 21-65 years old
    – Citizenship
    – Filipino resident or
    – Local resident foreigner with a valid Philippine billing address
    – Minimum Annual Income of PHP 250,000.00
    – Others: Must have a credit card (may be from other banks)

    Documents Required:
    – Signed application form
    – Two (2) valid IDs with photo and signature (ex. passport, driver’s license, GSIS e-Card, SSS photo card ID, TIN photo card)
    – ITR or BIR 2316 or latest 3 full months payslip
    – Photocopy of the front side of any active credit card (must be active for at least 6 months for Citi® Card and at least 1 year for Cards from other banks)

    Interest Rates:
    Annual contractual rate (ACR)
    26.9% to 37.9%

    Monthly add-on rate:
    1.20% for 12-36 mos.

    Processing Fee:
    PHP 1,500.00

    Tenure:
    6 months to 60 months (5 years)

    Mode of Payment:
    Cash, Online banking , Check or ATM Transfers

    Terms and Conditions:
    Approval is subject to credit evaluation. Should your application need further verification, it may take longer than 24 hours.
    Must submit complete application documents to Citibank by 11AM on a business day

    Loan Amounts:
    Minimum of PHP 25,000.00
    Maximum of PHP 2,000,000.00

    Advantages:
    24-hour approval
    Flexible terms of up to five years
    No collateral or guarantor needed
    Fixed Monthly Payments
    5 days processing time

    Other Citibank Products:

    Credit Card – Citi® Ready Credit
    Citibank Deposits

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