BDO Personal Loan

  1. #14621
    Tina Member

    BDO Personal Loan

    With BDO personal loan, you can enjoy low interest rates and easy payment terms on your financing needs such as:

    bdo cash loan

    – Home Renovation / Upgrades
    – Tuition / Education
    – Appliances / Electronic Gadgets
    – Vacation / Travel
    – Balance Transfer / Debt Consolidation
    – Special Events
    – Health and Wellness
    – Medical Emergencies

    BDO Personal Loan Requirements:

    – Filipino citizen or foreigner residing in the Philippines for more than two (2) years
    – Must be 21 years old at time of application but no more than 70 years old upon maturity
    – Minimum Gross Annual income
    – P120,000 for Salaried Employees
    – P400,000 for Self-Employed / Professionals
    – Must have at least one (1) landline at either residence or office
    – Residence or office must be within BDO serviceable area
    – Additional application requirement for Salaried Employees
    – Must be at least one (1) tenure with the company
    – Additional application requirement for Self-Employed
    – Must be a sole proprietor or majority part-owner of a company operating for at least two (2) years.
    – Additional application requirement for Professionals
    – Must be in private practice for at least one (1) year

    Document Requirements:

    Proof of Income for Salaried Employees

    – Photocopy of the latest BIR Form 2316 or W2 signed by employer’s authorized representative (MANDATORY) and submit any of the following:
    Original Certificate of Employment and Income (COEI) issued in the last three (3) months indicating status, length of service and breakdown of compensation
    Photocopy of last full month pay slip

    Proof of Income for Self-Employed/Professionals

    – Photocopy of Registration of Business Name
    – For Single Proprietorship issued by the DTI (Department of Trade and Industry)
    – For Partnerships issued by the SEC (Securities and Exchange Commission)
    – Photocopy of latest ITR and W4 with BIR/Bank Stamp (MANDATORY)
    – Photocopy of latest Audited Financial Statements for the last two (2) years
    – Photocopy of Bank Statements for the last six (6) months (OPTIONAL)
    – Proof of Identification – Photocopy of at least two (2) valid photo-bearing identification documents, front and back, issued and signed by an official authority such as:
    Driver’s License
    Professional Regulations Commission (PRC) ID
    National Bureau of Investigation (NBI) Clearance
    Police Clearance
    Postal ID
    Voters ID
    Barangay Certification
    Government Service Insurance System (GSIS) E-card
    Social Security System (SSS) Card
    Senior Citizen Card
    Overseas Workers Welfare Administration (OWWA) ID
    OFW ID
    Seaman’s Book
    Alien Certification of Registration/Immigrant Certificate of Registration
    Government Office and GOCC ID, e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID)
    Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
    Department of Social Welfare and Development Certification (DSWDC)
    Integrated Bar of the Philippines ID
    Company ID’s issued by private entities or institutions registered or supervised either by BSP, SEC or IC.

    Interest Rates:

    Monthly Add-on Rate
    6 months – 1.30%
    12, 18, 24, and 36 months – 1.25%

    Effective Rate (Annual)
    6-month term: 26.27%
    12-month term: 26.63%
    18-month term: 26.76%
    24-month term: 26.58%
    36-month term: 25.98%

    Processing Fee:

    Installment Processing Fee: P 1,300
    (Deducted from loan proceeds)


    6, 12, 18, 24, or 36 months

    Mode of Payment:

    Payment of any sum due pursuant to the terms of this Promissory Note shall be made, as the case may be, to the Bank at its principal office or to the specific Branch Office of the Bank to which this Promissory Note has been delivered by the maker.

    Terms & Conditions:

    – Minimum of PHP 10,000.00
    – Maximum of PHP 3,000,000.00


    Low interest rates and easy payment terms

    Other BDO Products:

    BDO Credit Cards
    BDO Housing Loan
    BDO Auto Loan
    BDO Small Business Loan
    BDO Deposits

    To apply for a BDO personal loan, just visit

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