Personal Loan

Predatory Lending
Cloey Mangali

Predatory Personal Loan Apps Banned From Google Play Store In The US

Google has announced that it will be banning applications that offer predatory personal loan services from the Play Store in the US. According to the Wall Street Journal, Google recently prohibited apps from loan providers with deceptive or harmful personal lo...

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Cloey Mangali

19 Online Lending Companies Ordered To Cease Operations By The SEC

The Securities and Exchange Commission (SEC) issued a cease and desist order (CDO) against 19 lending companies that failed to secure the necessary licenses to operate. The country’s corporate regulator issued the CDOs following complaints of harassment, inv...

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Mark Alano

How To Apply For A Teachers' Loan In The Philippines

Here in the Philippines, teaching is considered one of the noblest professions. It is a job that demands patience and dedication, especially among public school teachers, due to the large student ratio and salary delays. Educators working for state-run schools...

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Kristel Serran

NPC Files Charges Against Three Online Lending Firms For Harassing Borrowers

As we reported last June, the National Privacy Commission’s (NPC) is cracking down on private loan firms over threats to delinquent borrowers. Now, as of last Friday (September 6), the NPC has announced that three of online lending firms face jail time for p...

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Personal Loan For Government Employees
Kristel Serran

Personal Loans For Government Employees In The Philippines: A Comprehensive ...

Philippine government employees are enjoying more benefits, bonuses, and a salary increase within the present administration. However, they may still find themselves faced with unexpected needs. When this happens, they need to seek financial assistance. This i...

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Personal Loans In The Philippines With The Lowest Interest Rates
Kristel Serran

2019 Update: Personal Loans In The Philippines With The Lowest Interest Rate...

Interest rates are to personal loans what colors are to cars and shoes. They're the first thing you see when looking to borrow money from a financial institution.Of course, there are other important things to consider, such as loan repayment terms, collateral/...

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Gibson Perez

GSIS Benefits, Loans, And Online Services: A Newbie's Guide

The Government Service Insurance System (GSIS) is a social insurance institution that is exclusively for the employees who work in government offices. It is the counterpart to the Social Security System (SSS) for private employees and other types of earners.Ma...

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NPC Cracks Down On Lending Apps
Dino Mari Testa

NPC Cracks Down On Lending Apps Over Harassment Complaints

For several days in April to May of this year, Brandon*, 35, had been receiving alarming text messages on his phone. "WARNING! Please be reminded that your friend/relative [name of victim] have been overdue for 30 days for the amount of P11,000," the message r...

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Comprehensive Guide to Pag-IBIG Services
Cloey Mangali

A Guide To Pag-IBIG Fund Registration, Claims, and Verification

You may notice that every month there are miscellaneous fees deducted from your monthly paycheck. One of these fees is your Pag-IBIG Fund contribution.Pag-IBIG is a mandatory government contribution. This means employees and employers are required to contribut...

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OFW Loan Options
Dino Mari Testa

OFW Loan Options: How To Get Funds For A Home, Automobile, And More

Overseas Filipino Workers (OFWs) who find themselves needing extra cash can turn to OFW loans. To help our hardworking OFWs make the most of their money and not get trapped in debt, let’s take a closer look at the best OFW loan options available.According to...

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