Banking

Dino Mari Testa

Identity Theft Cases In The Philippines On The Rise – Protect Yourself

In this culture of oversharing, we put a scary amount of data out there and, sometimes we forget that some things are better hidden from public eyes and the cloud. Don’t be surprised if, in the future, an artificial intelligence can create a simulacrum of us...

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Kristel Serran

Top Mobile Banking Apps in the Philippines

Philippine banks are currently working on improving their mobile banking apps to better serve their customers. The top banks in the Philippines have encouraged customers to use their mobile apps with new and improved User Interfaces (UI), better security, and ...

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Dino Mari Testa

Everything You Need To Know About Credit Card Two Factor Authentication

Earlier this year, the Bangko Sentral ng Pilipinas (BSP) issued BSP Circular 958 that requires banks and credit card companies to employ better security measures to prevent banking fraud. According to a report by BusinessWorld, the circular aims to tighten sec...

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Kathryn Jalbueana

What Filipino Cardholders Can Learn From The Equifax Hack In The US

On September 7, Equifax, one of the US’s major credit bureaus, announced that they had experienced a cybersecurity incident that exposed the personal information of 143 million American consumers to hackers.Though the announcement was just made last week, th...

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Diana Lyn Balbalosa

The Philippines Has Credit Scoring - What Does This Mean For You?

Credit monitoring has arrived in the Philippines, with banks and other lending institutions now able to make quicker decisions on granting loans. Credit monitoring means that financial companies will now have access to your credit history, credit scores, and f...

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Dino Mari Testa

Money News Roundup: LTO To Issue License On Same Day, Uber Pays P190M Fine, AirAsia To Expand PH Operations, And More

The "ber" months are here, which only means one thing (and it's not more Jose Mari Chan memes): the smell of money is in the air.Whether you're looking for the next big thing in the stock market or in the market for a new car, we're here to give you financial ...

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Kristel Serran

Most Common Types Of Loans In The Philippines

Loans come in different needs and terms. Depending on the need, borrowers may avail of a personal loan, business loan, home loan, or vehicle loan. Information on these common types of loans are now readily available online, where rates comparison and applicati...

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Kristel Serran

Best No Annual Fee Credit Cards In The Philippines: 2017 Update

It's only human nature to react, “What’s the catch?” when faced with an offer that's just too good to be true.Case in point: We’re seeing more and more credit cards offering free-for-life annual membership fees (AMF). You may be noticing that banks are...

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Dino Mari Testa

Here's What Really Happens When Your Debt Is Turned Over To A Collection Agency

It’s more complicated than you think.Dennis (real name withheld at interviewee’s request), a 27-year-old marketing officer who works in Makati, has been getting mail from a law office every month. For almost a year now, representatives of a law firm headqu...

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Leah Ramos

Citibank Personal Loan: A Comprehensive Guide To Your First Online Application

Whether it’s for medical, education, travel, business, or leveraging purposes, a personal loan can provide the quick fix you need.Fortunately, there are several loan providers in the country that provide fast approval, high maximum loan amount, and low inter...

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