Kristel Serran

These are all our collected articles written by Kristel Serran, so have a look and enjoy your reading.

Kristel Serran

A Comprehensive Guide To Pag-IBIG Multi-Purpose Loan Application

Pag-IBIG Fund was established as a national savings program to provide financial assistance for both private and government employees. Their Multi-Purpose Salary Loan is a short-term loan program for qualified borrowers with the following needs: Home renovatio...

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Kristel Serran

How To Manage Multiple Bank Accounts

Keeping tabs on your finances is easy once you get the hang of it. For the most part, it requires paying yourself first, following your budget, and tracking expenses.Being able to maintain it is the challenge. If you have more than one bank account, organizing...

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Kristel Serran

Why You Tend To Spend More Money When You're Stressed

We’ve all been there. Fighting, or giving in to the urge of spending when stressed. And though retail therapy never fails to deliver, this feeling of satisfaction and excitement is undeniably short-lived.Unless you’re earning more money than you spend, the...

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Kristel Serran

4 Reasons You're Ending 2016 With Little To No Savings

Time flies so fast, and on most instances, so does your finances. And as the year comes to a close, most people would go wondering, “Where did all my money go”?If you haven’t figured it out yet, it’s time to come face to face with the facts and tackle ...

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Kristel Serran

Best Places To Spend Christmas In The Philippines

We look forward to Christmas for the feasts, gift-giving, and quality time with the family. For the travelers-at-heart, it’s also another way to get on another adventure and experience the holidays a different way. If you’re looking for Christmas vacation...

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Kristel Serran

Security Experts Reveal How Your Credit Card Details Can Be Guessed In 4 Seconds

A study published by academic journal IEEE Security & Privacy revealed how the Visa online payment system can be compromised in just four seconds.Conducted by experts from Newcastle University, the research demonstrated how system tools using multiple webs...

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Kristel Serran

The Best Credit Card Promos And Offers This December 2016

It truly is the most wonderful time of the year, with more store discounts and credit card promos offered by the leading banks in the country. Get discounts on your Christmas shopping, travel, and meals with these exclusive offers for cardholders. May your ...

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Kristel Serran

The Best Secured Credit Cards For People With Bad Credit

People with bad credit record are hard-pressed to get approved for a credit card. But when you consider such benefits as installment schemes, exclusive discounts and promos, rewards points, and even rebates, it’s definitely worth getting a hold of.If you wan...

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Kristel Serran

11 Nifty Uses For Your Expired Credit Cards

Ideally, expired credit cards should be shredded or cut through the magnetic stripe to avoid breach of your personal data and possible fraud. But did you know these pieces of plastic can be used for a number of purposes before you decide to throw them in th...

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Kristel Serran

So You've Booked A Cheap Plane Ticket. Here's How You Can Save On Your Travel Expenses

Exploring the world’s #beautifuldestinations shouldn't mean putting your finances in lonely isolation. With enough preparation and research, you can maximize your trip by being smart with every money you spend.Booking a discounted plane ticket is just the s...

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