Are you tired of making – and breaking – the same New Year’s resolutions over and over again? Instead of the usual generic resolutions, why don’t we start with a few resolutions that have a tangible goal in mind – improving your financial standing in 2018.
If you want to become super rich this 2018, here are four things you can incorporate into your daily habits that will help you achieve your dreams in no time.
1. Dive in the cryptocurrency craze
Last year, cryptocurrencies like bitcoin and Ethereum reached the mainstream consciousness, with your run-of-the-mill politicians making baseless negative comments about them. Last year, the poster boy of cryptos saw an almost tenfold increase, starting the year at around P52,000 per one bitcoin and ending 2017 with a little close to P700,000.
However, bitcoin isn’t the only virtual currency you can get your hands on. According to Don Tapscott of the Blockchain Research Institute, one of the leading cryptocurrency and blockchain think tanks, the trend will only grow from here, especially with more brands entering the market through initial coin offering (ICO).
With more variants of cryptocurrency entering the market, you can invest in different forms of virtual currency on the rise. To know which cryptos are about to penetrate the market, look at the list of token sales and ICOs at Coinschedule to know where to put your money.
2. Learn more about money and saving through podcasts
To those who are still living in a cave, podcasts are episodic audio files that follow the radio show format, only you can replay them. There is a wealth of information out there that is now easily accessible via podcasts. And the format makes it easy for you to absorb their content on the go.
To those who are looking for a substantial podcast that’s tailor-made for the Filipino audience, you can subscribe to the Rise of Pinoy with Mike Grogan. Although the renowned local motivational speaker and consultant hails from Ireland, Grogan is a firm believer of the genius of the Filipino. While he hasn’t made a new podcast in a while, he’s already produced 80 episodes and that’s more than enough to get you through any commute.
Hungry for more titles? We’ve got you covered with this fine selection of podcasts that will definitely inspire you to do more with your life and become richer:
- TED Talks Daily
- Planet Money
- Bad with Money
- The Tony Robbins Podcast
- Happier with Gretchen Rubin
3. Get in the habit of reading
Reading is cool. Although podcasts are amazing, nothing still beats the sensation of picking up a dead tree and consuming its content. If you missed these titles from last year, we recommend that you now take the time to catch up:
- Mark Manson – The Subtle Art of Not Giving a F*ck
- Mel Robbins – The 5 Second Rule
- Jen Sincero – You Are a Badass at Making Money
- Vanessa Van Edwards – Captivate
- Sheryl Sandberg and Adam Grant – Option B
- Janice Kaplan – The Gratitude Diaries
- Shonda Rhimes – Year of Yes
- Jeff Goins – Real Artists Don’t Starve
4. Learn more skills to supercharge your salary
Start the new year right by taking the time to begin something that will help you land a higher salary. In a world where actual skills trump whatever buzzword you write on your resume, it’s important to continuously improve yourself.
In one of our previous articles, we discussed how certain skills can level up your job as well as your salary by up to triple of what you’re currently earning. If you want to learn more about how certain skills can perk up your job, read our article about it.
There are two ways that you can start your journey towards improving your skills to earn a bigger salary: either you apply for online courses or enroll in certificate programs offered by learning institutions. The former—through websites like Coursera, Udemy, or edX—allow you to pick up a new skill on your own time for free, but you can get no certificate to prove your new knowledge unless you pay for one.
Meanwhile, the latter may require you to attend weekly classes for a while and they’re not free, but they have professors who will teach you personally and you can get a piece of paper after you complete the program. Institutes like the University of the Philippines and De La Salle University offer crash courses for people who want additional titles under their belts.
Sources: Lifehacker, CNBC.com, Time, The Philippine Star, Unlocked.ph, ABS-CBN, Entrepreneur Philippines, Business Insider