What is credit score?
Credit score is an economic profile based on your creditworthiness and it increase your chances to get qualified for a financial product.
Understand your value
Know your credit score and how that affects your pre-approval process.
Make better decisions
Get personalized recommendations for ways to use your credit more wisely.
Increase your chances
Learn what affects your credit score and what you can do to improve it.
Credit score gives you personalized offers for credit cards, loans, insurance and more that are specifically tailored for you and your economic profile.Get your free score
Quicker pre-approval process
Your credit score is a rating system for financial institutions to evaluate how creditworthiness you are to get approved for a credit card or loan.
Your credit score matters
Your credit score can determine how likely you are to be approved for a loan or credit card. It also gives you the freedom to shop around with banks and lenders for a better offers.
Speed up the process
A credit score can also help you speed up the process it takes for banks to evaluate your creditworthness. Your personal data like occupation and financial status are store with your score and it can help to reduce the time it takes to fill in long and painstaking application forms.
Credit scoring helps you
Having a good credit score is important when you are negotiating better rates on a loan or credit card. Your credit score can also influence your chances to succed when you apply for financial help or services.
Lower credit risk
A credit score can estimate your level of future credit risk, or how likely you are to repay a credit loan on time. By understanding your financial status and creditworthiness, banks and lenders can give you better services, higher credit and approve you quicker.
Your credit score is an economic profile that can be used by financial institutions, like a bank or insurance company to measure and validate your financial status.