PNB Essentials Mastercard

A reliable card for all your shopping, dining, and travelling needs. The PNB Essentials MasterCard comes with Insurances and flexible payment options.

PNB Essentials Mastercard

  • Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
  • Enjoy free travel insurance of up to PHP1M
  • 0% interest on installment and choose your preferred payments

Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Employed - Government
  • Professional
  • Self-Employed
Minimum Annual Income
PHP150,000.00
Age
  • Principal: 21-65 years old
  • Supplementary: 21-65 years old
Annual Fee
Principal: PHP1,200.00
Cash Advance Fee
5% of cash advance amount for Peso with transaction fee of PHP100.00 or 2% for USD with transaction fee of USD3.
Late Payment Fees
7% for Peso, 5% for Dollar of unsettled minimum amount due
Card Replacement Fee
PHP400.00
Request for a Copy of Sales Draft
PHP400.00

Features

Key Features
  • Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
  • Enjoy free travel insurance of up to PHP1M
  • 0% interest on installment and choose your preferred payments
Zero Monthly Installment
  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 upto 24 months
Travel
  • Enjoy free travel insurance of up to PHP3M
Frequent Flyer Miles
  • Redeem Mabuhay miles with 2,000 initial redemption, 1 Mabuhay Mile=1 point
Promotions
  • Enjoy 20% OFF at Raffles and Fairmont Makati. Promo period June 2, 2020
Reward Points
  • Earn rewards point for every PHP50.00 spend = 1 point
Balance Transfer
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
PNB Essentials Mastercard

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