PNB Essentials Mastercard
A reliable card for all your shopping, dining, and travelling needs. The PNB Essentials MasterCard comes with Insurances and flexible payment options.
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PNB Essentials Mastercard
- Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
- Enjoy free travel insurance of up to PHP1M
- 0% interest on installment and choose your preferred payments
Overview
- Customer Type
- Resident Filipino Individual
- Resident Foreign Individual
- Eligibility
- Employed - Private Sector
- Employed - Government
- Professional
- Self-Employed
- Minimum Annual Income
- PHP150,000.00
- Age
- Principal: 21-65 years old
- Supplementary: 21-65 years old
- Annual Fee
- Principal: PHP1,200.00
- Cash Advance Fee
- 5% of cash advance amount for Peso with transaction fee of PHP100.00 or 2% for USD with transaction fee of USD3.
- Late Payment Fees
- 7% for Peso, 5% for Dollar of unsettled minimum amount due
- Card Replacement Fee
- PHP400.00
- Request for a Copy of Sales Draft
- PHP400.00
Features
Key Features
- Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
- Enjoy free travel insurance of up to PHP1M
- 0% interest on installment and choose your preferred payments
Zero Monthly Installment
- Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 upto 24 months
Travel
- Enjoy free travel insurance of up to PHP3M
Frequent Flyer Miles
- Redeem Mabuhay miles with 2,000 initial redemption, 1 Mabuhay Mile=1 point
Promotions
- Enjoy 20% OFF at Raffles and Fairmont Makati. Promo period June 2, 2020
Reward Points
- Earn rewards point for every PHP50.00 spend = 1 point
Balance Transfer
- Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months