BPI Credit Cards

BPI Credit Card offers a wide range of cards that suits every individual’s unique needs. Provides hassle-free way to shop and spend across islands and continents. Get the most exclusive credit card perks and privileges when you shop anywhere. Enjoy shopping and dining rebates, free lounge access, discounts on cinemas, travel insurance and so much more using your BPI credit card. View more credit cards and choose which card fits you.

BPI Amore Visa

BPI Amore Visa

  • The best installment deals ready for you, purchase items at our partner merchants at 0% interest and choose terms as long as 36 months.
  • Earn 1%, 3%, 4% rebates for every PHP1,000.00 spend at BPI affiliated establishments at Ayala Malls. Take advantage of a maximum of Php15,000 rebates per calendar year . Earned rebates are credited to your BPI Amore Visa account.
  • Convert your Real Thrills Rewards points into GetGo points which you can use to book free flights and buy add-ons with Cebu Pacific and Cebgo. Convert your Real Thrills to KrisFlyer miles and fly over 1,000 destinations in over 170 countries.
  • Enjoy mall perks and privileges thru BPI Amore Visa. Spend on your favorite shops,restaurants and establishments at the same time you earn shopping rebates. Apply for your shopping buddy now!
  • Consolidate your credit card balances for as low as 0.99% and pay on easy monthly installments of up to 36 months. Get as much as your available credit limit. Fast and easy application in over 800 branches nationwide by simply visiting any BPI or BPI Family Savings Bank branch nearest you, just bring your other banks current billing statement.
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
BPI Amore Visa Platinum

BPI Amore Visa Platinum

  • The best installment deals ready for you, purchase items at our partner merchants at 0% interest and choose terms as long as 36 months
  • Earn 1%, 4%, 3% rebates for every PHP1,000.00 spend at BPI affiliated establishments at Ayala Malls. Take advantage of a maximum of PHP25,000.00 rebates per calendar year. Earned rebates are credited to your BPI Amore visa account.
  • Enjoy Mall perks and privileges thru BPI Amore Visa Platinum. Spend on your favorite shops, restaurants and establishments at the same time you earn shopping rebates. Apply for your shopping buddy now!
  • Consolidate your credit card balances for as low as 0.99% and pay on easy monthly installments of up to 36 months. Get as much as your available credit limit. Fast and easy application in over 800 branches nationwide by simply visiting any BPI or BPI Family Savings Bank branch nearest you just bring your other banks current billing statement
  • Income Requirement: PHP1,000,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
BPI Blue Mastercard

BPI Blue Mastercard

  • FREE Travel Insurance of up to PHP2M
  • Convert your purchases from partner merchants to 0% installment plan
  • Convert rewards points to big point Air Asia and Mabuhay Miles
  • Earn rewards point 1 = PHP35.00
  • Rewards points can be converted into airmile
  • Transferred balance can be paid for 6-36 months
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
BPI Edge Mastercard

BPI Edge Mastercard

  • The best installment deals ready for you, purchase items at our partner merchants at 0% interest and choose terms as long as 36 months
  • Convert your real thrills rewards points into GetGo points which you can use to book free flights and buy add-ons with Cebu Pacific and Cebgo. Convert to KrisFlyer miles and fly over 1,000 destinations in over 170 countries
  • Earn 1 rewards point for every PHP50.00 you spend. Accumulate points while you spend time together with your loved ones, whether you dine or shop it is a great opportunity to earn while you spend
  • Consolidate your credit card balances for as low as 0.99% and pay on easy monthly installments of up to 36 months. Get as much as your available credit limit. Fast and easy application in over 800 branches nationwide by simply visiting any BPI or BPI Family Savings Bank branch nearest you just bring your other banks current billing statement
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
BPI Family Credit Card

BPI Family Credit Card

  • Convert your purchases from partner merchants to 0% installment plan
  • Convert rewards points to big point at Air Asia & Mabuhay Miles
  • Rewards points can be converted into airmile
  • Transferred balance can be paid for 6-36 months
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 2.00 %
BPI Gold Mastercard

BPI Gold Mastercard

  • Convert your purchases from partner merchants to 0% installment plan
  • FREE Travel Insurance of up to PHP10M
  • Earn 1 rewards point for every spend of PHP35.00
  • Transferred balance can be paid for 6-36 months
  • Income Requirement: PHP480,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
BPI SkyMiles Mastercard

BPI SkyMiles Mastercard

  • Convert your purchases from partner merchants to 0% installment plan
  • FREE Travel Insurance of up to PHP10M
  • Earn Sky Mile Real points for every spend of PHP45.00 = 1 point
  • Rewards points can be converted into airmile
  • Transferred balance can be paid for 3-36 months
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
BPI SkyMiles Platinum Mastercard

BPI SkyMiles Platinum Mastercard

  • Convert your purchases from partner merchants to 0% installment plan
  • FREE Travel Insurance of up to PHP20M
  • Earn Sky Mile Real points for every PHP45.00 spend = 1 point
  • Free access at Pacific Club at NAIA Terminal 3
  • Rewards points can be converted into airmile
  • Transferred balance can be paid for 6-36 months
  • Income Requirement: PHP1,000,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
BPI eCredit

BPI eCredit

  • Convert your purchases from partner merchants to 0% installment plan
  • Earn rewards point 1 = PHP35.00
  • Transferred balance can be paid for 6-36 months
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Petron - BPI Mastercard

Petron - BPI Mastercard

  • FREE PHP200.00 Fuel Voucher Welcome Gift for newly approved Principal Cardholders.
  • Convert your purchases from partner merchants to 0% installment plan
  • 3% fuel rebate on fuel purchases at Petron nationwide
  • Transferred balance can be paid for 6-36 months
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %

Features of BPI credit card

  • Earn real thrills points every time you use your bpi credit card and redeem exciting rewards at partner merchants.
  • No finance charge on new purchases even if you make partial payment on your outstanding balance from previous month.
  • Make cash advances anytime, anywhere at over 1,500 bpi atm’s nationwide and 1.2 million cirrus-affiliated atm’s worldwide.
  • Pay your high-ticket items in flexible payment terms at low, fixed add-on rates to help you manage your budget.
  • Convert your credit limit into a cash loan and pay in easy monthly installment terms.

Eligibility requirements in applying for a BPI Credit Card

  • Applicants must be at least 21 years old. Supplementary card applicants must be at least 13 years old
  • Applicants must have a business or residence landline number and a mobile number
  • BPI credit card requirements

    The applicant must submit all required documents to proceed with their application:

    Proof of Identification: (Prepare a photocopy or scanned copy of at least two (2) valid IDs such as Passport, Driver’s License, Postal ID, Government Service Insurance System (GSIS) e-Card, Government Service Insurance System (GSIS) e-Card, Social Security System (SSS) Card, OFW ID, or Company ID issued by private organization registered either by BSP, SEC or IC

    For Employed:

    • Certificate of Employment or Contract of Employment (for Overseas Filipino Workers)
    • Two (2) latest payslips
    • Latest Income Tax Return (ITR) or;
    • Latest Credit Card Statement (if applicable)

    For Self-Employed:

    • Latest Audited Financial Statements (AFS) and
    • Latest Income Tax Return (ITR) or;
    • Latest Credit Card Statement (if applicable)

    BPI credit card promos

    • Use your BPI credit card for a minimum single receipt purchase of PHP2,000.00 and get up to 6 months of Netflix, on us. Promo period until October 31, 2019.
    • Get up to 35% OFF in Cucina's lunch and dinner buffet when you use your BPI credit card to pay. Promo period until October 15, 2019.
    • For a minimum spend of PHP2,000.00 using your BPI credit card at Mango Tree Bistro get a FREE Red Ruby Chestnut with Macapuno Ice Cream or Bua Loi. Promo period until December 31, 2019.
    • Using your BPI credit card enjoy 20% OFF on selected services at Nisce Skin Medispa. Promo period until December 31, 2019.
    • For a minimum spend of PHP1,000.00 using your BPI credit card get any 2 small plates (P100) at participating Peri-Peri Charcoal Chicken and Sauce Bar branches. Promo period until October 5, 2019.
    • Get up to 60% OFF on Trampoline Park with your BPI credit card. Promo period until December 31, 2019.

    View all BPI Credit Card Promos

    Type of CardMin. Required
    Income
    Annual FeeInterest ChargeReward Type
    BPI Amore VisaPHP180,000Principal: PHP2,050
    Supplementary: PHP1,025
    3.50%Promotions, Rewards, Shopping
    BPI Edge MastercardPHP180,000Principal: PHP1,320
    Supplementary: PHP660
    3.50%Rewards
    BPI Blue MastercardPHP180,000Principal: PHP1,550
    Supplementary: PHP775
    3.50%Promotions, Rewards, Shopping
    Petron - BPI MastercardPHP180,000Principal: PHP1,550
    Supplementary: PHP775
    3.50%Fuel Rebate
    BPI SkyMiles MastercardPHP180,000Principal: PHP2,050
    Supplementary: PHP1,025
    3.50%Travel, Airmiles
    BPI eCreditPHP180,000No Annual Fee3.50%Shopping
    BPI Family
    Credit Card
    PHP180,000Principal: PHP1,000
    Supplementary: PHP500
    2.00%Rewards, Shopping
    BPI Gold MastercardPHP480,000Principal: PHP2,250
    Supplementary: PHP1,125
    3.50%Travel, Shopping
    BPI SkyMiles
    Platinum Mastercard
    PHP1,000,000Principal: PHP5,000
    Supplementary: PHP2,500
    3.50%Travel, Airmiles
    BPI Amore
    Visa Platinum
    PHP1,000,000Principal: PHP5,000
    Supplementary: PHP2,500
    3.50%Travel

    Other BPI Products:

    FAQs

    How much is the minimum monthly payment?

    The minimum payment is 5% of all purchases including the special installment plans for the month. The minimum payment should be paid in full, and this also includes amounts past due and excess of the total credit limit.

    How will I receive my approved credit card from BPI?

    Your approved credit card will be delivered to your registered address within 7 days from the date of approval.