AUB Credit Cards

AUB Credit Cards is the only card that lets you choose how often (weekly, semi-monthly, monthly), exactly when (Mondays to Sundays, between 1st to 30th of the month or pre-defined due dates), and how much to pay your credit card bill (starts Php250.00 minimum amount due). Get a non-expiring rewards point for every PHP20.00 spend, plus waived annual fees for life!

*AUB is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints you may contact AUB through Customer Service Hotline 8-282-8888 or BSP Financial Consumer Protection Department at Tel. 8-708-7087.

AUB Classic Mastercard

  • Get 12% discount for a minimum spend of Php500 using AUB credit cards at Zalora website and mobile app. Valid until 12/31/2019. Terms and conditions apply. Per DTI-FTEB Permit No. 3450 Series of 2019
  • Earn 1 point for every PHP20.00 spend. Rewards points do not expire.
  • Lets you choose how often, exactly when, and how much to pay.
  • Instantly charge your utility bills to your credit card simply by calling customer service
  • Income Requirement: PHP252,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %

AUB Easy Mastercard

  • Earn 1 point for every PHP20.00 spend. Rewards points do not expire.
  • Lets you choose how often, exactly when, and how much to pay.
  • Instantly charge your utility bills to your credit card simply by calling customer service
  • Income Requirement: PHP252,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %

AUB Gold Mastercard

  • Get 12% discount for a minimum spend of Php500 using AUB credit cards at Zalora website and mobile app. Valid until 12/31/2019. Terms and conditions apply. Per DTI-FTEB Permit No. 3450 Series of 2019
  • Enjoy complimentary airport lounge access for cardholder at Sky View Lounge (NAIA T3), Pacific Club Lounge (NAIA T3, Clark International Airport), and Paggs Lounge Francisco Bangoy International Airport (Davao), NAIA T1& T3)
  • Earn 1 point for every PHP20.00 spend. Rewards points do not expire.
  • Transfer your rewards points to Mabuhay Miles Frequent Flyer Program. PHP40.00 spend = 2 AUB Rewards Points = 1 Mabuhay Mile. Minimum of 4,000 miles to redeem.
  • Gives you the power to choose exactly when and how much to pay.
  • Income Requirement: PHP600,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %

AUB Platinum Mastercard

  • Get 12% discount for a minimum spend of Php500 using AUB credit cards at Zalora website and mobile app. Valid until 12/31/2019. Terms and conditions apply. Per DTI-FTEB Permit No. 3450 Series of 2019
  • Enjoy complimentary airport lounge access for cardholder at Sky View Lounge (NAIA T3), Pacific Club Lounge (NAIA T3, Clark International Airport), and Paggs Lounge Francisco Bangoy International Airport (Davao), NAIA T1& T3)
  • Earn 1 point for every PHP20.00 spend. Rewards points do not expire.
  • Transfer your rewards points to Mabuhay Miles Frequent Flyer Program. PHP33.00 spend = 1.65 AUB Rewards Points = 1 Mabuhay Mile. Minimum of 4,000 miles to redeem.
  • Gives you the power to choose exactly when and how much to pay.
  • Income Requirement: PHP1,200,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %

FAQs

What are the general eligibility requirements when applying for an AUB Credit Card?

  • Must be 21 to 65 years old
  • Must have a gross annual income of P252,000 for all employment types
  • Must have regular status if employed
  • Must have a registered and profitable business if self-employed
  • Must have a mobile phone and landline phone either at home or in the office
  • Must have an active email address

What are the general document requirements when applying for an AUB Credit Card?

  • Copy of a valid, photo-bearing ID (any government issued ID; TIN, NBI, Passport etc.)
  • Proof of income

For employed

  • Copy of ITR (Form 2316)
  • Copy of Certificate of Employment with Compensation
  • Copy of latest three (3) months payslip

For self-employed

  • Copy of ITR (Form 1707, 1701Q)
  • Copy of latest financial statements
  • Copy of DTI Registration (preferably under the card applicant’s name)

How long is the processing time?

The application process usually takes about 11 to 14 banking days after submission of the complete requirements.

How can I check the status of my AUB credit card application?

To look at the status of your application, go directly to the AUB website. Just go to the “Track your Application/Delivery” tab and input your application reference number and last name or name and mobile number. Then, click the “Inquire” button.

An SMS will also be sent to you regarding the status of your credit card application.

How much is the monthly minimum payment?

Since AUB lets you choose how much to pay and when to pay, the monthly minimum payment varies depending on the mode you have chosen. If you select weekly payments, the minimum is P250. In case you choose once a month payment, the minimum will be P750. Lastly, if you opt for twice a month payment, your minimum payment is P500.

Compare the best credit cards and apply for AUB credit card here. Looking for credit card from other banks? You may want to check out this list of bank cards below: