UnionBank Shop & Talk Visa Card

The first of its kind to let you earn FREE cellphone load everytime you shop, using your rewards points. It also provides you with automated bills payment, and instant rebate when you purchase load using your Shop & Talk Visa Card. Mobile banking has never been convenient as this lets you check your balances through text. All these and more perks as being a Unionbank cardholder, as you also get to enjoy their easy payment programs.

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UnionBank Shop & Talk Visa Card

  • Earn PHP0.10 load for every PHP50.00 worth of revolving outstanding balance, earn PHP0.10 load for every PHP20.00 charged to Shop & Talk Card
  • 0% installment plan for 3-36 months
  • Get freebies and discounts of up to 30% from participating merchants

Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Employed - Government
  • Professional
  • Self-Employed
Minimum Annual Income
PHP600,000.00
Age
  • Principal: 18-60 years old
  • Supplementary: 18-60 years old
Annual Fee
  • Principal: PHP1,500.00
  • Supplementary: PHP750.00
Cash Advance Fee
6% of the transaction amount or PHP300.00 whichever is higher
Late Payment Fees
PHP750.00
Card Replacement Fee
PHP400.00 for every card replacement
Over Limit Fee
PHP500.00
Charge Slip Retrieval Fee
PHP200.00 for every transaction slip requested

Features

Key Features
  • Earn PHP0.10 load for every PHP50.00 worth of revolving outstanding balance, earn PHP0.10 load for every PHP20.00 charged to Shop & Talk Card
  • 0% installment plan for 3-36 months
  • Get freebies and discounts of up to 30% from participating merchants
Zero Monthly Installment
  • 0% installment plan for 3 to 36 months at participating merchants
Promotions
  • Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
Reward Points
  • Earn 1 rewards point for every spend of PHP200.00
Frequent Flyer Miles
  • Rewards points can be converted into airmile
Balance Transfer
  • Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
UnionBank Shop & Talk Visa Card

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